Free Video Editing Programs for Journalists

Free Video Editing Programs for Journalists With increasingly more media sources joining video onto their sites, figuring out how to shoot and alter advanced video news reports is an unquestionable requirement. Be that as it may, while an advanced video would now be able to be shot with something as basic and modest as a cellphone, proficient video editings programming programs like Adobe Premiere Pro or Apples Final Cut can even now be overwhelming for apprentices, both in cost and multifaceted nature. Fortunately there are a lot of free other options. A few, similar to Windows Movie Maker, are most likely as of now on your PC. Others can be downloaded from the web. Also, a significant number of these free video altering programs are entirely simple to utilize. So on the off chance that you need to add advanced video news reports to your blog or site, here are a few choices that will permit you to do fundamental video altering rapidly and efficiently. (The proviso here is that on the off chance that you inevitably need to deliver proficient looking news recordings, youre most likely going to need to ace Premiere Pro or Final Cut sooner or later. Those are the projects utilized by proficient videographers at news sites, and are well worth learning.) Windows Movie Maker Windows Movie Maker is free, simple to-utilize programming that will let you do fundamental video altering, including the capacity to include titles, music, and advances. Yet, be careful: Many clients state the program crashes much of the time, so when youre altering a video spare your work oftentimes. Else, you may lose everything youve done and need to begin once more. YouTube Video Editor YouTube is the universes most mainstream video transfer site, so it bodes well that it offers a fundamental video altering program. Be that as it may, the accentuation here is on BASIC. You can trim your clasps and include basic advances and music, yet that is about it. Also, you can just alter recordings that youve as of now transferred to YouTube. IMovie iMovie is Apples likeness Windows Movie Maker. It comes introduced free on Macs. Clients state its a decent fundamental altering program, yet on the off chance that you dont have a Mac, youre up the creek without a paddle. Wax Wax is free video altering programming that is more modern than different projects referenced here. Its quality is in the variety of embellishments alternatives advertised. Be that as it may, its more noteworthy advancement implies a more extreme expectation to absorb information. A few clients state it tends to be precarious to learn. Lightworks This is an element rich altering program that comes in both free and paid variants, however individuals who have utilized it state even the free form offers heaps of complex highlights. Obviously, similarly as with any of the more adaptable altering programs, Lightworks sets aside some effort to learn and might be scary for beginners. WeVideo WeVideo is a cloud-based altering program that comes in both free and paid adaptations. Its both PC and Mac-perfect and offers clients the capacity to chip away at their recordings anyplace or to share and team up on video altering ventures.

Axe Body Spray Essay Example

Hatchet Body Spray Paper To effectively sell any item, sponsors must have the option to catch the eye of the crowd in a way that merits in excess of a basic look. With the various items accessible available today, unique commercial methods are required so as to interest buyers. However, commercials keep on broadly underwrite items using sex. Sex offer is an extremely regular procedure that is generally utilized by publicists. Truth be told, it has been concentrated by the American Scientific Research Society that approximately one-fifth of all promoting utilizes clear sexual substance to sell an item (Schnieder). This announcement appears to be profoundly precise; it is almost difficult to experience a day without being presented to a type of explicitly engaging advertisements. As we are passing through the expressways, we pass by bulletins that can have explicitly engaging pictures. As we are going towards the checkout paths in a store, we can discover magazines with attractive models on the spreads directly close to the register. As we are walking around the restorative branches of a famous shopping center, we open ourselves to aroma or cologne promotions that engage in sexual relations as their main thrusts in supporting the items. It has been discovered that Sex is the second most grounded of the mental interests (Taflinger). As per Richard F. Taflinger, PhD, sex in publicizing seizes an a keeps an eye on consideration by playing on his intuitive as opposed to scholarly perspective on the world. Taflinger likewise takes note of this is done as such by utilizing womens bodies and partner getting the lady in the event that he purchases the item. Hatchet is a brand of male preparing items and is claimed by the British organization Unilever. Hatchet was first presented in the United States in 2002, and is currently the pioneer of mens preparing markets. We will compose a custom paper test on Ax Body Spray explicitly for you for just $16.38 $13.9/page Request now We will compose a custom exposition test on Ax Body Spray explicitly for you FOR ONLY $16.38 $13.9/page Recruit Writer We will compose a custom exposition test on Ax Body Spray explicitly for you FOR ONLY $16.38 $13.9/page Recruit Writer Tomahawks dynamic, synergistic, customary/non convention showcasing effort is liable for AXEs wide arriving at impact and achievement. Using sexual pictures, language and insinuations, Ax claims to youthful guys focusing on the 16-30 age gatherings. Youthful guys from this age bunch are typically increasingly keen on the other gender, and this is the thing that the vast majority of the battle centers around. At the point when you see the brand name, Ax you cannot help yet picture a fantasy like dreamland in which appealing ladies, wearing tight pants or flaunting a great deal of skin, is taking on sexual practices, going about just as she has a wild sexual drive. The ladies in these promotions are activated by the Ax aroma and really want to seek after their sexual want. The absence of discourse, the particular camera edges, the lighting and the encompassing provocative music all assistance make an excessively sexual condition in these ads. The brand turns the table on societys impression of the person pursuing the young lady as in the ladies in the advertisements can grasp their wild, sexual, insubordinate side. The message behind the Ax ads is very basic, Use Ax body splashes and ladies will seek after you. Despite the fact that numerous promotions online may profess to sell enchantment pheromones that are 100% Guaranteed to Attract Sex Now, its quite protected to state that there is nothing of the sort. On the off chance that it were genuine eHarmony and Match. com would petition for Chapter 11 right about at this point. By the by, plugs focusing on youthful grown-ups, for example, Ax, stubbornly misrepresent these ridiculous dreams. In 2008 Ax discharged a body splash marked Dark Temptation, its trademark suggesting that it is as overwhelming as chocolate. Encased in a fairly bold holder, the prints on it are somewhat desolate and suggestive of the retro period. The business for it be that as it may, is very energetic and cheery, which makes it exceptional from prior advertisements theyve made. Rather than the standard grown-up film reference, the Dark Temptation business was very dream like. It helped me to remember the Tin Man strolling along the yellow block street wanting to get what he urgently required. The business starts in a distinct white restroom. Before a mirror is a youthful male in his late youngsters or mid twenties holding a can in his correct hand. The main sounds heard are showers exuding from this can. After a couple of brisk sprays the screen becomes dull to the male setting the can onto a can top. As his hand moves away, all that is seen is this dull earthy colored can which appears to stand apart among all the hopeless things encompassing it. The complexity of hues makes it sort of hard to not see the word Ax. After a speedy quietness a melodic beat begins to blur in and the view is come back to the mirror. In any case, rather than the dull thin adolescent we initially began with, we see a dapper energetic man made of chocolate. Appearing to be like a Mr. Great time Easter Bunny chocolate, just at an a lot more fabulous scale, and with an overwhelming grin that appears to be impervious to development regardless of how enthusiastically he attempted. After a last look in the washroom reflect, the scene is transforms into the new chocolate fellow strolling down the road getting licked, kissed, eaten and pursued by ladies. Promotions for Ax body shower are exceptionally infectious in that they advance to a keeps an eye on certainty level. Hatchet advertisements are indicated where a run of the mill fellow gets prompt consideration from the other gender once he has utilized Ax body shower. The utilization of this item goes about as a momentary female reaction instrument, or if nothing else it appears to be so. The criticism that a male gets with the utilization of Ax is alluded to as the Ax Effect. As per its makers, the Ax Effect is a globally perceived name for the expanded consideration hatchet wearing guys get from excited, and alluring female followers. Notwithstanding where you can get some hatchet impact by heading off to a store close to you and buying one of the fine items (Ax Effect). The sexual allusion found on the items website page relates itself back to one of the items ongoing mottos, It can happen anyplace. This one specific business depicts precisely that. A charming youngster who hasnt got done with tying down his shirt strolls into a lift. He showers on some Ax, exits, and another person, to a greater degree a geek jumps on. Clearly the smell of Ax waits noticeable all around, in light of the fact that the appealing lady who steps in next ends up attracted to the geek. Its the Ax Effect! She presses the crisis stop button. In the following shot, the entryways open and evidently shes assaulted him in a brisk exceptional make out meeting. Shes fixing her dress, his hair is untidy and he looks shocked, and so on. As the entryway begins to close, another lady approaches, and you recognize easily that Ax is chipping away at her, as well. In a magazine I went over two promotions for Ax. The first shows a lady in a changing area who has recently occupied with sexual exercises or possibly in advanced terms alluded to as messing around. The center point found in this picture is situated on the models back of what is viewed as the engraving of a holder. Despite the fact that the subtleties may not appear glaringly evident, the sticker price despite everything connected to the dress alongside mirror and its brilliant lights out of sight recommend a fitting room. The light foundation mellow the picture of the advertisement and gives a shine to the females sans protection. The hues present are not overwhelming and in this manner go very well with one another. Consideration is given to a part of the maroon shaded dress and the aluminous skin tone of the model. The substance of the female isn't obvious, however when viewed near the subtleties of her hair structure, it is a reasonable suspicion to state that she is of Asian drop. In spite of the fact that this may appear as though it were a minor detail, it is conceivable that it was the makers vision to utilize this unobtrusive hallucination as a strategy of engaging guys of different races just as different inclinations of various attributes as skin tone and hair shading. The subsequent Ax advertisement portrays a similar circumstance yet rather than a changing area, the female is seen as outside, close to the water, with an engraving of a pontoon controlling wheel on her back. The wellspring of the engraving is envisioned to be given the encompassing subtleties, for example, her clothing, the unmistakable sky, and as referenced previously, the blue water. In a similar way as the past picture, the foundation isn't excessively uncovered and doesn't remove consideration from the model that for this situation is Caucasian with light hair. Not just has the ethnicity of the model have been changed, the shading plan of every advertisement has contrasted so as to more readily delineate the situation. Since this is an open air scene, the decision of blue-green for the two-piece goes inseparably with the blue tone of the setting. The concentrating on the two pictures is pleasant. The foundation is obscured so it doesn't fill in as an interruption; rather, it goes about as one of the components that guides in decoding the substance. An intriguing note of the companys technique for commercial is that it isn't straightforwardly crusading the item; the item doesn't show up inside the advertisement itself. This is done cautiously in that it shows the inventiveness of the items producer. Any organization can locate the most attractive models and have them grasp the item however rather, Ax goes an alternate course and arefully controls the method for conveying the message across to the crowd. They are surrendering the understanding over to the crowd of what Ax items can effectively do. The creative mind of the Ax Effect stays with the watcher. No place inside the promotion does it say that these young ladies have occupied with sexual exercises, in spite of the fact that the hints are available. These crusades basica lly show the conceivable outcomes of Ax, much the same as how it very well may be feasible for a run of the mill male to observe such unbridled experiencing. By utilizing various components from promotion to advertisement, the organization can more readily connect t

Blog Archive University of Pennsylvania Wharton School Essay Analysis, 20172018

Blog Archive University of Pennsylvania Wharton School Essay Analysis, 2017â€"2018 *Please note: You are viewing an essay analysis from the 2017-2018 admissions cycle.  Click here to view our collection of essay analyses for the current admissions season.   The Wharton School at the University of Pennsylvania has opted to maintain its two broad mandatory essay questionsâ€"one focusing on “why Wharton?” and the other on applicants’ expected contributions to the school’s communityâ€"this year, with no changes whatsoever. Wharton obviously wants to know that candidates have taken the time to get to know the school’s program and character in depth and can clearly visualize themselves as part of it. Applicants also have the opportunity to submit an optional essay, if they feel a need to do so, to address any problematic or potentially confusing elements of their profile. Altogether, the school’s prompts allow you to craft a rather personal impression of yourself for the admissions committee, one that should complement the more quantitative parts of your application. In our analysis, we proffer our advice on how you might accomplish this. Required Essay 1: What do you hope to gain professionally from the Wharton MBA? (500 words) In a mere 500 words, you must discuss your career goalsâ€"giving very brief context for why they are realistic for youâ€"and then reveal how Wharton will help you pursue these goals by demonstrating a thorough understanding of what the school offers and a well-thought-out game plan for availing yourself of these offerings. To effectively do this, you must first familiarize yourself with Wharton’s various resources and pinpoint those that truly pertain to you and the direction in which you hope to go. Simply presenting a list of classes that you think sound interesting will not suffice here, and avoid vague statements about how great the school is. You must clearly demonstrate a connection between your aspirations, what you need to achieve them (e.g., skills, experience[s], connections, exposure), and what Wharton in particular can provide that will enable you to fill those gaps. Note that Wharton asks applicants to address only the professional aspectâ€"not the professional and personal aspect (as it has in past years)â€"of their business school goals. This allows you to share your career-related stories and ambitions more fully, which in turn means you can and should use the other essay(s) to discuss non-work aspects of your life and thereby provide a more complete and well-rounded picture of yourself for the admissions committee. In many ways, this prompt is asking for a typical MBA personal statement. We therefore encourage you to download your free copy of the mbaMission Personal Statement Guide. This complimentary guide offers detailed advice on approaching and framing these subjects, along with multiple illustrative examples. Be sure to  claim your copy today. Required Essay 2: Teamwork is at the core of the Wharton MBA experience with each student contributing unique elements to our collaborative culture. How will you contribute to the Wharton community? (400 words)   Whether this question is meant to be about teamwork or about contribution is not immediately clear. We see nothing wrong with relating some of your team-related experiences in this essay, but what the admissions committee is really interested in learning is what you can contribute to a teamâ€"and these are not necessarily the same thing. You can be an additive member of the Wharton community and culture in numerous ways. For example, perhaps you have specialized knowledge you could bring to your Wharton Learning Team that would provide context in analyzing certain business problems and cases. Maybe you have a character trait that has enabled you to bring people together in past communities, such as a good sense of humor or even strong listening skills. You might even have specific experience that pertains directly to a club you would like to lead or join. We can think of almost limitless examples, and the ones we have presented here are possibly even a bit banal, because the key to being effective with this essay is to really own your proffered contribution. This you accomplish by sharing your unique personal stories and then relating them to specific resources at Wharton. We suspect that many applicants will discuss a certain trait or skill and then end their essay with a platitude like “And I will bring this skill to Wharton for the betterment of all.” To create a truly strong and compelling essay, you must convincingly show that you fully understand the Wharton experience and are prepared to make a distinct and individualized contribution. To better familiarize yourself with the Wharton program and get an insider’s perspective on its academic program, unique offerings, social life, and other key characteristics, be sure to download a complimentary copy of the mbaMission Insider’s Guide to the Wharton School of the University of Pennsylvania. Additional Essay:  Required for all reapplicants. Explain how you have reflected on the previous decision about your application, and discuss any updates to your candidacy (e.g., changes in your professional life, additional coursework, extracurricular/volunteer engagements). (250 words) First-time applicants may also use this section to address any extenuating circumstances. (250 words) If you are a Wharton reapplicant, this essay is pretty straightforward. Whether you have improved your academic record, received a promotion, begun a new and exciting project, increased your community involvement, or taken on some sort of personal challenge, the key to success with this essay is conveying a very deliberate path of achievement. Wharton wants to know that you have been actively striving to improve yourself and your profile, and that you have seized opportunities during the previous year to do so, because a Wharton MBA is vital to you. The responses to this essay question will vary greatly from one candidate to the next, because each person’s needs and experiences differ. We are more than happy to provide one-on-one assistance with this highly personal essay to ensure that your efforts over the past year are presented in the best light possible. However, if you are not a Wharton reapplicant, pay special attention to the last line of this prompt: First-time applicants may also use this section to address any extenuating circumstances.  Here is your opportunityâ€"if neededâ€"to address any lingering questions that an admissions officer might have about your candidacy, such as a poor grade or overall GPA, a low GRE or GMAT score, or a gap in your work experience. If you feel you may need to submit an additional essay for such a reason, consider downloading your free copy of our mbaMission Optional Essays Guide, in which we offer detailed advice on when and how to take advantage of the optional essay (along with multiple sample essays) to help you mitigate any problem areas in your profile. The Next Stepâ€"Mastering Your Wharton Interview:  Many MBA candidates find admissions interviews stressful and intimidating, but mastering this important element of the application process is definitely possibleâ€"the key is informed preparation. And, on your way to this high level of preparation, we offer our  free Interview Primers  to spur you along! Download your free copy of The  Wharton School of the University of Pennsylvania Interview Primer  today. Share ThisTweet 2017-2018 Business School MBA Essay Analysis University of Pennsylvania (Wharton)

Race, Urban Poverty, and Public Policy - 2419 Words

The problems of race and urban poverty remain pressing challenges which the United States has yet to address. Changes in the global economy, technology, and race relations during the last 30 years have necessitated new and innovative analyses and policy responses. A common thread which weaves throughout many of the studies reviewed here is the dynamics of migration. In When Work Disappears, immigrants provide comparative data with which to highlight the problems of ghetto poverty affecting blacks. In No Shame in My Game, Puerto Rican and Dominican immigrants are part of the changing demographics in Harlem. In Canarsie, the possible migration of blacks into a working/middle-class neighborhood prompts conservative backlash from a†¦show more content†¦educational system would be further buttressed by quality child-care provisions which would also included pre-first grade/kindergarten nursery schools modeled after the French à ©cole maternelle. Wilsons other policy recomm endations include suburb-city economic partnerships, many of which coincide with Jargowskys recommendations in Poverty and Place, as well as policies revolving around the earned income tax credit (EITC) and public jobs of last resort, which are part of policy recommendations shared by David Ellwood and Herbert Gans (see below). In No Shame in My Game, anthropologist Katherine Newman attempts to draw greater attention to the plight of the working poor rather than the jobless poor. She and her research team explore the lives of Harlems working poor, primarily focusing on the fast food industry or burger flippers as the subject for her largely ethnographic study. One of the important insights articulated in her study is the extended familial structures/networks that rely on wage and welfare income as a means of survival, in addition to providing resources such as child care: networks she identifies in African-American, Dominican, and Puerto Rican working poor families in Harlem. Thus, welfare reform restructuring will not only impact those families who rely solely on welfare for survival, but also on those working poor familiesShow MoreRelatedInsular Poverty Essay1448 Words   |  6 PagesEnglish 102 Insular Poverty 11/3/2012 Nobody wants to be considered to be below the poverty line. Unfortunately, for fourteen percent of the people in this country, that is their reality. Fourteen percent of the people currently living in the United States’ basic needs for food, clothing, and shelter are not being met. Poverty is experienced at different levels in different parts of the country. The causes and effects of insular poverty are experienced differently in rural and urban areas in the UnitedRead MoreLiberal Individualism And The American Welfare System1324 Words   |  6 Pagesliberalism during President Johnson’s war on poverty. Davies gives careful consideration to the political and authoritative battles of the 1960’s, particularly in the course of seeing the American welfare system differently. There were several important historical events and circumstances that contributed to the transition from opportunity liberalism to entitlement liberalism. These included the White House Planning Conference, Civil Rights Movement, Race and Poverty, National Welfare Movement, and the VietnamRead MoreCommunity School Model And Community Development Essay1404 Words   |  6 Pagesvary. Educational policies have not necessarily been effective in addressing the complex issues which impact students. Anderson-Butcher, Stetler, and Midle, (2006) characterize â€Å"risk factors†, as behaviors such as aggression, antisocial attitudes, poor peer relations, family conflict and instability, and negative community norms and disorganization. According to the author, these factors have been historically attributed to students residing in economically challenged urban communities (Anderson-ButcherRead MoreHabitat for Humanity1727 Words   |  7 PagesHabitat for Humanity Habitat for Humanity International is a nonprofit, world-wide Christian housing ministry. Habitat for Humanity International seeks to eliminate poverty housing and homelessness from the world, and to make decent shelter a matter of conscience and action. â€Å"Habitat for Humanity works in partnership with God and people everywhere, from all walks of life, to develop communities with people in need by building and renovating houses so that there are decent houses in decent communitiesRead MoreCity Schools And The American Dream : Reclaiming The Promise Of Public Education898 Words   |  4 PagesPedro Noguera, a phenomenal urban sociologist and a professor at New York University confronts the problems which exist in our nation’s education system in his book, City Schools and the American Dream: Reclaiming the Promise of Public Education. Noguera describes what he views to be the main problems facing urban education and suggests strategies for improvement. From years of exper ience as a teacher and school board member, he reflects on what he believes to be the real problems. Noguera blamesRead MoreThe American Education System1303 Words   |  6 Pagesdepends on whether they attend an elite school or urban schools. Elite schools are located in upper class neighborhoods. Students who attend elite schools receive high quality education. Demographically, the majority of students who attend elite schools are Caucasian. This does not necessarily have much to do with the skill level of the students who apply to the school. More often than not, the application process for these schools is discriminatory. Urban schools on the other hand, are inner city schoolsRead MoreA Ethnographic Work By Jonathan Rieder1223 Words   |  5 Pagesanother which transformed into urban ghettoes with the vast majority of blacks. However, Rieder provides a powerful look at historical Democratic constituency could break from the political party affiliation and support the Republic an candidates as a social rebel to liberal policies geared towards racial integration which invokes perceived threats to their middle-class lifestyle. Elijah Anderson in â€Å"Streetwise† depicts an interesting portrait of the politics of urban change, documenting the lifeRead More21st Century Segregation: Are We Still Divided by Race?1642 Words   |  7 Pages21st Century Segregation: Are We Still Divided by Race? Racial segregation was a concept that began in early history and is still prevalent in some societies today. It is often seen as a destructive forceful tactic of separating individuals based on their racial background. However, many new immigrants voluntarily choose to live in a segregated society. Segregation can be easily seen in certain communities where there is a concentration containing a particular racial group. The area where oneRead MoreThe City / Suburban Divide1405 Words   |  6 Pageschallenging issue. In our text Chapter 6 titled â€Å"The City/Suburban Divide† (Judd Swanstrom, 2015, p. 136) identifies a subject that very well may contribute to the tension. A reference to the â€Å"urban crisis† describes a landscape that is littered with â€Å"high levels of segregation, inequality and poverty, along with racial and ethnic tensions.† (Judd, et al., p. 165) Many scholars argue that the crisis was a result of the demographic changes the nation experienced following World War II as advancementsRead MorePoverty Of The United States1529 Words   |  7 PagesPoverty is an important issue in the United States. In fact, child poverty in the US is at its highest point in 20 years. [Flores Lesley, 2014] The poor are at a disadvantage, because they have an unfulfilled right to a good education. A majority of children attending public schools come from low-income famil ies. It is hypothesized that a low household income correlates with poor achievement in school. A solution to poverty is for everyone to have a good education so everyone can be equally

The Worldwide Influence of St. Thomas Aquinas Essay

The Worldwide Influence of St. Thomas Aquinas Thomas Aquinas was born in the year 1225 into an incredibly Catholic family in a small town in Italy. As Thomas Aquinas grew up, he was very smart and was very interested in the catholic faith and philosophy and ultimately became a teacher of all these things. Thomas Aquinas proved that he was an important historical figure over his life time by being a leader in the Catholic Church , writing The Summa and spreading his beliefs. Thomas Aquinas proved himself as the important historical figure we know him as today with his leadership in the Catholic Church and by helping people understand the religion. Thomas Aquinas was heavily involved in the church and took on smaller behind the scenes†¦show more content†¦One of Thomas Aquinass greatest accomplishments was his book called The Summa, this helped create his place in history because it was one of the first books by a philosopher proving Gods existence. Summa was written for the common people by Thomas Aquinas to help the readers understand that the religion is reasonable. The book also takes Thomas Aquinas researches of philosophy and bring them into his religious beliefs. The book was written sometime around 1265-1272. In The Summa, Thomas Aquinas basically talked about how there is no reason why not to believe in god. He made statements that showed there IS evidence into believing in god but no evidence not to believe in god. The summa is divided into 3 chapters in which Thomas Aquinas gave different sets of evidence. The first summa is the fact that Thomas Aquinas believed in Gods existence. In the Summa, Thomas Aquinas says, God wills good to every being which exists and loves them. Together making love the common denominator of God to the world. Statements like this in the first summa were referring to the fact that god helps everyone and it brings out the best love in them. The second summa was all about ethics and how people should act. Aquinas based a lot of his information of of the information of a man he studied for years, Aristotle. Aristotle was just before Thomas Aquinas time and Thomas Aquinas didnt only learn information from him, he learned how toShow MoreRelatedThe Strengths and Weaknesses of Dualism4580 Words   |  19 Pagesin more recent times. Continuing from Plato, St Thomas Aquinas extended earlier works on dualism in his endeavour to unite philosophy with proof of God. Aquinas agreed with the Artistotlean notion that when the soul entered the body it animated it and gave it life; calling it anima. Moreover according to Aquinas, the soul operates independently of the body and it cannot decay; for only things that can break into parts can decay, Thus, following Aquinas argument, the soul is able to survive deathRead MoreThe Vampire Lestat and the Problem of Eternal Damnation Essay3601 Words   |  15 Pagesfrom his creator. (Saintaquinas.com: 1) If mortal sin is a grave matter, what does the bible constitute as being a grave matter? One idea to look upon is breaking any one of the Ten Commandments, although some are not considered as grave as others. St. Paul offers us a list of such offences, which if committed will not allow the sinner to enter the Kingdom of God: The acts of the sinful nature are obvious: sexual immorality, impurity and debauchery; idolatry and witchcraft; hatred, discord, jealousyRead MoreRelationship Between Religion and Art in Medieval, Renaissance and Contemporary Times2657 Words   |  11 PagesIn a brightly-lit corner of St Peter’s Basilica, sitting behind a clear panel of glass, is Michelangelo’s Pietà  . A marble-white sculpture of the Mother Mary, her eyes downcast, gazes at her Son who lies dead across her lap. She seems both devastated and deep in thought. She is young and beautiful, in line with the old belief that a perfect soul meant a perfect outward appearance (Smart 122). She is famous and celebrated, and is visited by Christians from every nation. In another part of the worldRead MoreThe Vocation of the Business Leader: A Reflection15551 Words   |  63 PagesVeritate: The Logic of Gift and the Meaning of Business† was held at the Pontiï ¬ cal Council for Justice and Peace (PCJP), in collaboration with the John A. Ryan Institute for Catholic Social Thought of the Center for Catholic Studies at the University of St. Thomas and the Ecophilos Foundation. The meeting followed the October 2010 conference â€Å"Caritas in Veritate and the USA†, which the PCJP held in partnership with the Institute for Advanced Catholic Studies of Los Angeles, and continued its study of businessRead MoreThe Origin, Development and Significance of Human Rights10255 Words   |  42 Pageshowever, that natural law became associated with natural rights. In Greco-Roman and medieval times, doctrines of natural law concerned mainly the duties, rather than the rights, of Man. Moreover, as evidenced in the writings of Aristotle and St. Thomas Aquinas, these doctrines recognized the legitimacy of slavery and serfdom and, in so doing, excluded perhaps the most important ideas of human rights as they are understood today--freedom (or liberty) and equality. For the idea of human rights quaRead MoreOrigin of International Law5357 Words   |  22 Pagesphilosophers of third century BC. Rules of Natural Law were rational and logical, and because the ideas and precepts of the ‘Law of Nature’ were rooted in the human intelligence, so such rules can’t be restricted to any group or any nation but of worldwide relevance. Certain Roman philosophers incorporated these Greek ideas of Natural Law into their own legal theories, often as a kind of ultimate justification of Jus Gentium. However the law of nature was held to have an existence over and aboveRead MoreThe Ethical Debate Concerning Cloning Essay6336 Words   |  26 PagesTypically Roman Catholic view of reproductive technologies is negative. In condemning cloning, the Roman Catholic Church stressed that every human has the right to be born in a human way and Pope John Paul II called for an unconditional worldwide ban on the use of cloning. As mentioned earlier, GIFT is one example of a compromise that has been made between Catholicism and technology. However, in examining an issue such as cloning, there are two traditional issues of importanceRead MoreNational Security Outline Essay40741 Words   |  163 PagesPirates that were harassing US ships in Mediterranean) -Resources -Centers around protection of resources necessary for military capabilities -Other resources US willing to use force to protect: Oil (note actions taken by US to protect oil), worldwide economic access -Ideals -Many Americans (since nation was founded) view that protection of certain fundamental values as center of national security -Determining Interest: What Conditions Should We Seek? -Military Sufficiency -Issue is how

Bank Loans - 1538 Words

BANK LOANS- statistics project on bank loans 1. Introduction This study has been conducted in order to obtain some extra information regarding credit retrieval from banks. We have collected data from 120 people which have contracted bank loans, by asking them to answer our questionnaire. The questionnaire consists of 15 interconnected questions we consider relevant and might help interpret the results better. In a loan, the borrower initially receives an amount of money, called the principal, from the lender, and is obligated to pay back or repay an equal amount of money to the lender at a later time. The loan is generally provided at a cost, referred to as interest on the debt, which provides an incentive for the lender to engage†¦show more content†¦[pic] 2.4. Children Children seem to play a major role in the decision of getting a bank loan of a person or couple. Out of the selected persons, only 27 did not have any children and most of them were in our youngest age group, fact that is understanble considering the implications that raising a child has. Most people had one or two children, but there were two cases in which the person had more than three children. [pic] 2.5. Education level As expected, the education level had a major impact on the number of loans accesed. The â€Å"wining† category was the bachelor degree one, as people from this group have a higher level of education and are prone to have better jobs, thus having more chances in receiving a loan from a bank. Furthermore, they are the ones that require more money for investments, which usually comes from banks. The sutyd revealed that 67 people with a bachelor degree had a loan, thus more than 50% of the total interviewed subjects. On the other hand, there were 23 people who had finished high school and responded positive, showing that loans for personal needs attract customers. [pic] 2.6. Profession Profession is linked in a way to the income of a person so it has a big impact on the results. Although we tried to offer a large variety of options, many of the interviewed volunteers chose the option â€Å"Other† . The graph speaks forShow MoreRelatedObtaining A Bank Loan Crisis3102 Words   |  13 PagesObtaining a bank loan, just as any debt, increases a government’s aggregate amount of debt. Additional debt is of concern for bondholders as it can weaken a government’s debt position. Knowledge of a government’s entire debt burden is essential in credit and risk analysis. Contingent liquidity risk Some bank loan agreements may have covenants or terms that may be more favorable to loan agreements over existing bonds. In some cases banks may be able to effectively prioritize repayment of a bank loan overRead MoreStudent Bank Loans? Essay576 Words   |  3 Pagesfinancial organizations like student bank loans. Different banks are coming up with financial assistance to the graduate students and post graduate students. They have different options for student loans repayment so that a student can pay student loans back to the financial organization in a timely manner without any extra pressure on their shoulders. That’s why government institutions are also supporting these financial institutions regarding student loans and other student welfare management asRead MoreMultiple Loans Options Of Banks That Offer Personal Loans Essay2182 Words   |  9 PagesMultiple loans options of banks that offer personal loans Description: banks that offer personal loans create different loan schemes under which a wide variety of loan exists and if you do not know about them, then proper selection will not be made. If you think that all banking loans are secured, then you are wrong as some of them are also unsecured. If you visit those banks that offer personal loans then you will come to know regarding how loans are categorized into secured and unsecured formsRead MoreEssay about Bond and Alternative Bank Loans606 Words   |  3 Pagessavings be? Assume the bank fee will be $2,000 per month. 2. St. Luke’s Convalescent Center has $200,000 in surplus funds that it wishes to invest in marketable securities. If transaction costs to buy and sell the securities are $2,200 and the securities will be held for three months, what required annual yield must be earned before the investment makes economic sense? 3. Your firm is considering the following three alternative bank loans for $1,000,000: a) 10 percent loan paid at year end withRead MoreSummit Community Bank s Commercial Loan Portfolio840 Words   |  4 PagesSummit Community Bank’s Commercial Loan Portfolio has a 2.9 billion total comprised of the following type loans and life cycles: Start- Up: 8.44% of our portfolio is considered in this life-cycle. While we define or categorize our loans differently, collectively, we have classified our Construction and Development Tier to this life-cycle stage. Because this is the highest-risk category, it obviously reflects why it is such a small portion contributing to our portfolio. -Family Housing Construction-Read More2. Outline the Advantages and Disadvantages of the Securitisation of Bank Loans.1764 Words   |  8 PagesAdvantages 1. Gap Management In general, banks and other financial intermediaries have longer durations of assets than liabilities. This duration mismatch exposes them to interest rate risk whenever rates are volatile. Specifically, if the duration of a banks assets is longer than its liabilities, rising interest rates will reduce the net worth of the bank and could threaten its capital adequacy position. One obvious way to manage this duration mismatch is for the bank to either lengthen the duration ofRead MoreThe Trend Of Bad Loans Of The Bank During The Past Five Years Essay1324 Words   |  6 PagesResearch question one sought to establish the trend of bad loans of the bank during the past five years. The study shows the trend of loans for the past five years, the types of loans that Societe Generale advances to its customers as identified by the study respondents. Personal Loans, Auto Loans, School Fees Loans and Finance Lease. The study shows that the bank recorded the lowest bad debt ratio in 2013 and hi ghest in 2015. It was attributed to the current economic volatility in the country. TheRead MoreLoan Disbursement and Recovery System of Ific Bank Limited18002 Words   |  73 Pagesâ€Å"Loan Disbursement and Recovery System of International Finance Investment and Commerce Bank Limited† Internship Report â€Å"Loan Disbursement and Recovery System of International Finance Investment and Commerce Bank Limited† Submitted to: Md. Shajul Islam Assistant Professor Department of Business Administration Stamford University Bangladesh Submitted by: Md. Razib Ahamed ID No: BBA 03712192 An internship report submitted in partial fulfillment of the requirement for the DegreeRead MoreThe Effects Of Bad Loans Of The Bank During The Past Five Years Essay2380 Words   |  10 Pageshave worked for the bank for over 20 years. These findings show that sampled respondents are people with experience in the banking industry as a whole and Societe Generale in particular and therefore qualifies to give credible responses to questionnaire instruments. Krietner (1995) states that more experienced workforces are able to impact knowledge to co-workers and even clients thereby improving efficiency and effectiveness. 4.3 Analysis of the trend of bad loans of the bank during the past fiveRead MoreLoan Bank Should Not Be Paid From A Large Well Known Company Like Aeon Essay967 Words   |  4 Pageswhen bank borrows this big amount of money to a large well known company like Aeon, however, in case of not being able to pay back the loan bank will face risks such as: †¢ Not being able to get the money back on time †¢ The extra costs and effort in selling the securities †¢ Aeon might make problems or slow the process of the selling securities †¢ Not being able to recover whole money in short period †¢ Some of the assets might be damage by the time In case that Aeon is not able to pay off the loan bank

In Situ Hybridization Radiolabeled

Question: Discuss about theIn Situ Hybridization forRadiolabeled. Answer: Introduction: In Situ hybridization can be defined as a technique which involves labeling of a probe consisting of one or more than one genes with radiolabeled or fluorescent dye or a reporter molecule is hybridized to specific cells resulting in a coloured product. This technique uses a labeled complementary DNA, RNA or any other nucleic acid strand in order to localize a particular DNA or RNA sequence (1). The probes generally used in this technique are dsDNA probe, ssDNA probe, RNA probe and synthetic oligonucleotides probe. This report aims to focus on the application, advantages or disadvantages and control measures involved in the technique (2). Application: In Situ hybridization have high significance in the application of locating specific nucleic acid sequences on tissues or chromosomes in order to understand the regulation, organization and specific gene function (5). The various applications of In Situ Hybridization are as follows: To identify the population structure and morphology of microorganisms. This technique is also used in the pathological study such as abnormal gene expression and pathogen profiling. In Situ Hybridization is also applied in phylogenetic analysis and karyotyping. It is also involved in the study of developmental biology such as gene expression profiling. This technique is used in physical mapping (5). Figure: Generation of Riboprobes using In Situ Hybridization (Source: www.ncbi.nlm.nih.gov) Advantages or Limitations: The main advantage of In Situ Hybridization is that, the technique aids to determine the distribution of specific nucleic acids in relation to the protein products of the gene target. It also enables to identify the relation of the nucleic acids with cellular structures with the application of immunochemistry (4). Moreover, EFTEM technique produces images that can give quantitative information. However, the major disadvantage of In Situ Hybridization is the difficulty in the process of determining targets with low DNSA or RNA copies. Moreover, its time consuming and costly. Data Collected From the Approach: The data generated by FISH depends on the sources of variability during the analysis process (3). The sources of variation might arise from the differences in probe used, sample preparation, hybridization protocols, heterogeneity of intrasample, filters and counting criteria. The fluorescently labeled probe that has hybridized to the nucleus in the cell of interest will appear as specific fluorescent dot. This implicates the success of the hybridization technique using Fluorescent In Situ Hybridization (FISH). Analytical validation allows the interpretation of the outcome of the FISH data. In addition to this the high degree of probe specificity aids in better interpretation of data in terms of FISH (2). Controls Used: In terms of In Situ Hybridization controls although controls are inclusion of such experiments, they are not used properly. Controls for tissue mRNA quality are added to verify the status of mRNA and tissue (5). In Situ Hybridization controls are of two types, positive and negative controls. Polyd (T) is generally included in the control. Sometimes in certain experiments in situ hybridization is performed using the proper oligonucleotide probe on a new, positive control tissue which is known to contain the sequence of interest (1). Conclusion: In Situ Hybridization is a powerful tool used for localizing of a particular nucleic acid targets within a cell or tissue that helps in the obtaining information about the gene expression and gene loci. The fluorescently labeled probe that has hybridized to the nucleus in the cell of interest will appear as specific fluorescent dot and this data re interpreted to validate the required outcome. There are various applications of In Situ Hybridization such as in the field of microbiology, immunology and pharmacogenomics. However, the limitation of this technique is it is costly and time consuming. References: Murray PR, Rosenthal KS, Pfaller MA. Medical microbiology. Elsevier Health Sciences; 2015 Oct 28. Nagarajan K, Loh KC. Molecular biology-based methods for quantification of bacteria in mixed culture: perspectives and limitations. Applied microbiology and biotechnology. 2014 Aug 1;98(16):6907-19. Nikolakakis K, Lehnert E, McFall-Ngai MJ, Ruby EG. Use of hybridization chain reaction-fluorescent in situ hybridization to track gene expression by both partners during initiation of symbiosis. Applied and environmental microbiology. 2015 Jul 15;81(14):4728-35. Stender H, Williams B, Coull J. PNA fluorescent in situ hybridization (FISH) for rapid microbiology and cytogenetic analysis. Peptide Nucleic Acids: Methods and Protocols Second Edition. 2014:167-78. Wagner M, Haider S. New trends in fluorescence in situ hybridization for identification and functional analyses of microbes. Current opinion in biotechnology. 2012 Feb 29;23(1):96-102. Wright ES, Yilmaz LS, Corcoran AM, kten HE, Noguera DR. Automated design of probes for rRNA-targeted fluorescence in situ hybridization reveals the advantages of using dual probes for accurate identification. Applied and environmental microbiology. 2014 Aug 15;80(16):5124-33.